台灣工業銀行統籌主辦仲信資融公司新台幣5億元聯貸案,週轉金洽桃園復華11日完成簽約,此案授信期限3年,共6家金融機構參貸,這次聯貸資金將用於改善仲信資融公司的財務結構及充實營運週轉金。

台灣工銀表示,仲信資融公司5億元聯貸簽約儀式週轉金洽桃園復華,由仲信資融公司董事長陳鳳龍與台灣工業銀行總經理彭文桂及其他主辦行暨參貸銀行代表共同簽署,除台灣工銀外,共同主辦行還包括土地銀行、第一銀行及全國農業金庫,參貸銀行則有上海商銀及台中商銀。

仲信資融公司為中租迪和公司為發展消費金融業務,週轉金洽桃園復華在民國89年所成立的關係企業,週轉金洽桃園復華經營業務主要為與國內供應商配合,週轉金洽桃園復華共同提供消費者購物分期付款的業務,目前合作對象有國內多家知名企業,分期付款商品種類則包含機車、幼兒套書、健康器材、語言進修、家具、家電等各項消費性商品。

十由於仲信分期付款模式具有「手續簡便」、週轉金洽桃園復華「審核快速」及「繳款便利」等多項優點,符合消費市場分期付款購物的需求,民國90年更首創業界「7-ELEVEN便利商店」的繳款服務。近年仲信除了積極擴展業務之外,受惠於景氣復甦及集團豐富的應收帳款承作經驗,該公司近年獲利大幅提升,99上半年營業利益率達25.3%,稅前淨利率亦達35.3%,皆為近年新高。

主辦銀行台灣工銀表示,週轉金洽桃園復華中租迪和公司在國內分期付款銷貨及租賃市場位居產業龍頭,集團發展前景樂觀,加上仲信資融公司獲利表現佳,營運成長可期,因此,各參貸銀行熱烈支持本聯貸案,使本案超額認購,週轉金洽桃園復華原定4億元之額度募集達5.3億元,最後以5億元結案。
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